Scott Howell, MD A practicing physician for more than 25 years, Dr. Howell is board certified in Family Practice, Preventative Medicine and Public Health and Addiction Medicine. Presently, Dr. Howell advises healthcare organizations with regulatory, product development, reimbursement and financial modeling for multiple healthcare organizations. From 2017 to 2018 Dr. Howell was the Chief Medical Officer at Advantmed, a healthcare analytics and delivery organization. From 2015 to 2017, Dr. Howell was an executive medical director for Heritage Development Organization, for which he participated in national expansion through joint ventures, mergers & acquisitions and by identifying enterprise-wide clinical solutions. From 2008 to 2015 Dr. Howell was the National Senior Medical Director and Chief Medical Officer for Network and Population Health at Optum Insight, responsible for risk adjustment, quality performance, networks, predictive modeling and clinical consulting. Prior, Dr. Howell was the Regional Chief Medical Officer (RCMO) for the Northeast Region of Americhoice, Inc. focusing on the Medicaid and Dual SNP populations. From 2000 to 2008 Dr. Howell was the Medical Director for Managed Care at the AIDS Healthcare Foundation, the first HIV SNP in the nation, and was responsible for international consulting in Russia, Ukraine, Guatemala, Honduras and Haiti. Dr. Howell was the lead scientific advisor to Management Sciences for Health, the prime contractor for PEPFAR in Haiti. Dr. Howell has a Master’s in Economics from the University of Miami, a Master’s in Public Health and Tropical Medicine, (MPH&TM) from Tulane University, and a Master’s in Business Administration (MBA) from California State University Fresno. Dr. Howell is currently retired from the Air Force after 25 years of service with the rank of Colonel. His last assignment was with the Office of Secretary of Defense (OSD) at the Department of Defense Inspector General (DoDIG) in Special Plans and Operations (SPO).
Mark E. Kutner, MD has been a Director of Holdings since its foundation in 2017. Dr. Mark E. Kutner is a practicing physician who maintains a primary care clinical practice in Miami, Florida, which he began in 1998, and a clinical trials practice begun in 1988. Dr. Kutner is a co-founder and Chairman of the Board of Directors of PrimeHealth Physicians, the largest independent primary care practice in South Florida. He served on the Board of Directors of Orange ACO, a rapidly growing Medicare ACO from 2015-2018. Dr. Kutner was the founder and Chief Medical Officer of Suncoast Research Group, a clinical trials company since 1994, which has been engaged in phases, 2, 3 and 4 clinical trials for many of the largest pharmaceutical companies in the world and smaller biotech firms who are constantly developing cutting edge medical technologies. These trials are expanding to include phase I clinical testing, the most profitable clinical trials. Dr. Kutner is also the founder and first Medical Director of the sleep laboratory at Baptist Hospital of Miami. He is chairman and founding member of Physicians Health Alliance, a value-based management services organization affiliated with United Healthcare. Dr. Kutner is also a co-founder and Board member of two Florida property casualty companies, America Traditions, and Modern USA Property Casualty. Other business interests have included a chain of Costa Rican pharmacies, Farmacia Express, which introduced the country to a toll-free telephone number for the order and delivery of prescriptions to the home, and Colombian sleep labs. Dr. Kutner attended CCNY School of Biomedical Education and graduated from SUNY Stony Brook with a Medical Doctor degree. He completed a residency in Internal Medicine at Northwestern University, and a fellowship at Johns Hopkins University School of Medicine in Pulmonary, Critical Care, and Sleep Medicine, as well as a fellowship at Johns Hopkins School of Hygiene and Public Health in Environmental Health Sciences. He has been board certified in Critical Care Medicine, Internal Medicine, Pulmonary Medicine and Sleep Medicine. He is affiliated with insurance companies, physicians’ groups, ACOs, hospital groups, and private equity planning the future of healthcare in Florida.
John C. Leavitt is a Certified Project Management Professional (“PMP”) as well as Program Management (“PgMP”) with more than 25 years of management, technical and engineering experience in Government DOD, DOS, and NASA IT and Communications systems such as SATCOM, Commercial RF Systems and telecommunications. Mr. Leavitt is currently employed with the National Aeronautics and Space Administration (NASA) and is responsible for ensuring desktop computer and communication systems are meeting mission requirements and configured for launch support under the Office of Chief Information Office within NASA. Previous assignments as an IT Architect for the Commercial Crew Program helping to launch American Astronauts to the International Space Station (ISS) he has managed multiple complex high-profile projects using PMI-methods and NASA Best practices. As a consultant Mr. Leavitt has assisted in writing proposals and white papers for customers on large Government and commercial companies such as American Access Technologies, ASRC Aerospace, MASTEC, SAIC and Yang Engineering. Mr. Leavitt has been a speaker for project management conferences across the US. Mr. Leavitt graduated magna cum laude with his Bachelors of Science in Engineering Technologies (BS-EET) from the University of Central Florida, earning his MBA from Keller Graduate School of Management, and Doctorate in Business Administration (DBA) specializing in Information Systems Management at Walden University.
Christopher Perrucci has been a licensed attorney in Ohio since 1985 and has over 33 years of legal and business experience focused on contracts, information systems and services, and business management. Mr. Perrucci spent four years with Database Technologies, where he served as Vice President and Director of Business Development, responsible for data acquisition, product and database development, and new business development. He assisted the company with its transition to DBT Online and its IPO listing on the NYSE. A few years later DBT was sold and merged into Choice Point, another NYSE company. Prior to that, Mr. Perrucci spent 10 years in product and systems development, licensing, and data acquisition for Lexis-Nexis, the largest legal information company in the world. Mr. Perrucci also served as President of Intellicorp for four years, growing the business from $200k and two employees into $4m and 25 employees. Intellicorp was successfully sold to Insurance Services Office, Inc. (ISO) where it is still operates today in the Cleveland area. In 2002, Mr. Perrucci founded SOI Online, which provides a retail online service for criminal background checks, OnlineCriminalChecks.com, which he still operates today as the President. In 2012, he founded and operates Max Technologies, a unique technology-based monitoring system to assist Ohio Courts and Probation Departments, Ohio parolee supervision and warrant tracking. He recently completed the acquisition of North Carolina Information Data, Inc., an online provider of retail and wholesale information services to lawyers, bondsman, and general businesses. A serial entrepreneur and one of the more senior members still operating in the online information industry today, Mr. Perrucci likes to express that he was ‘doing data before data knew it was data”. Mr. Perrucci was born and raised in Indiana and earned a Bachelor of Science degree in Legal Administration from Ball State University in 1982 and a law degree from the University of Dayton, School of Law in 1985.
James Wall is a current director of the Company and has been a director on the Board of the Company's subsidiary for more than 15 years. He is a commercial airline pilot who worked for American Airlines from 1989 until his retirement in 2005. He was a commercial pilot for Eastern Airlines from 1973 until its bankruptcy in 1989, also working two years for Atlantic Bank as a commercial loan credit analyst during a furlough period with Eastern. Mr. Wall joined the United States Navy as a pilot in 1973, where he flew missions over the Mediterranean and north Atlantic searching for Soviet submarines and remaining in the Naval Reserve until 1988 when he retired at the rank of Captain. Mr. Wall is an early investor in the Company. He was instrumental in the Board of Directors agreeing to change Standard Premium Finance Management Corporation from a sub chapter "S" corporation to a "C" corporation so that a holding company could be created, allowing the Company to seek out acquisitions that either supported Standard's core business or was synergistic as a financial service company. Mr. Wall earned a bachelor’s degree from Wake Forest University, and an MBA from the University of North Florida.
Carl C. Hoechner has served as a Director for Holdings since its inception in 2017. Mr. Hoechner invested capital in Standard Premium Finance Management Corporation in 2011 and served as a member of its Board of Directors. As such, Mr. Hoechner has assisted in to raising several million dollars in Subordinate Notes from foreign nationals and many investors from European countries. Carl C. Hoechner is an entrepreneur in tourism and real estate. Mr. Hoechner was born in the US (Florida), and moved to Oberammergau Germany in 1970, where his family moved to open the European offices to become an international tour company and invest in real estate. Raised in Oberammergau, DE, Carl Hoechner eventually studied and received the equivalent of a BS in Economics and Tourism from Industry and trade Chamber of Munich, located in Munich Germany. Mr. Hoechner became head of all European Operations of “C.L. Hoechner Overseas Tours, Inc.” (A Florida corporation). He eventually took over both US and European operations of the business after his father, “Carl Hoechner Sr.” passed away in 2000. As a multinational entrepreneur, Mr. Hoechner moved back to the US in 2001, and made his primary residence in Miami, Fl. He continues to own the Tour Company with most of its operations remaining in Europe. He continues investing in real estate, remodeling and selling said properties to multinational and foreign investors.
William Koppelmann is President and CEO of Standard Premium Finance Holdings, Inc., and co-founder of Standard Premium Finance Management Corporation, the wholly owned subsidiary. An entrepreneur with more than 30 years’ experience in the insurance premium finance industry, William is an expert in receivables management, capital-raising and debt restructuring. He currently oversees all aspects of the Company's operations in nineteen states throughout the US. Mr. Koppelmann transformed Management from an undercapitalized start-up into one of the largest independent premium finance companies in the southeast, financing more than $100 million in new loans annually. Mr. Koppelmann engineered several capital-raising plans, ultimately raising over $9 million in private debt and successfully negotiating several credit facilities, most recently a $35 million senior credit facility with First Horizon Bank. He has served on the board of the Florida Premium Finance Association for more than 15 years, serving as president, for three successive terms. Mr. Koppelmann attended Barry University and Miami Dade College, where he completed his Property and Casualty insurance Certification. He is a member of the Florida Association of Insurance Agents, Professional Insurance Agents Association, Latin American Insurance Association and Independent Insurance Agents of Dade County.
Brian Krogol joined the organization in 2019 as Vice President of Accounting and has since been named as CFO. Mr. Krogol graduated from the Fisher School of Accounting at the University of Florida with a Master of Accounting (MAcc) in 2011. After graduation, he worked as an auditor with Grant Thornton, an international organization of independent assurance, tax, and advisory firms, gaining audit experience with companies in the health care, manufacturing, distribution, hospitality, restaurant, and financial industries, as well as, experience on 10-Q, 10-K, SOX 404, benefit plan, and IPO engagements for SEC clients, including quarter- and year-end engagements for private clients reporting under US GAAP from 2011 to 2013. Mr. Krogol gained recognition for earning the prestigious Elijah Watt Sells award in 2012 for his performance on the Certified Public Accountant examination. Of more than 92,000 candidates who sat for the examination in 2012, only thirty-nine candidates met the criteria for this award. On the tailwind of this award, Brian continued his career, starting a private tutoring business, primarily preparing students for the CPA exam, as well as college level accounting, finance, economics, and mathematics courses in 2013. From 2015 to 2018, Mr. Krogol joined Clutch Prep as Lead Business Instructor, designing and maintaining online curriculum, including recording instructional videos for undergraduate level accounting, finance, and economic courses. Mr. Krogol maintained his private tutoring practice for CPA candidates through 2019.
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